Merchant High Risk Processing (MHRP)

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Merchant
Processing Services

Merchant Accounts

Merchant Accounts
We offer accounts directly to Merchants, no hassle...more >>

Reseller/ISO
Resellers & ISO's, Get high-volume and unconventional merchants approved...more >>

Affiliate Referral
As a Referral Partner you have merchants that you can...more >>

Offshore Accounts
Accept credit card payments from international customers...more >>

Key Industries

  • Online Pharmacy
  • Adult Websites
  • Travel
  • Membership Clubs
  • Bail Bonds
  • Pawn Shops
  • Dating/Escort Service
  • MLM
  • Water Filtration
  • High Volume
  • All Others

Account Types

All High Risk Processing
is Not Created Equal

There is a home for almost all high risk processing deals. You should know in advance, however, that no single High Risk bank partner will take all types of high risk deals.

Why you ask? Some common reasons include:

  • Previous business experience (Everyday language... if a processor has lost a lot of money on specific merchant type they are likely going to lick their wounds without adding more of the same risk).

  • Risk aversion (Everyday language... They are familiar enough with the merchant type not to take a gamble or they are not familiar enough with the merchant type to take a gamble on whether or not the merchant type could hurt the bottom line).

  • Inability to manage the associated risk within limited time constraints (Everyday language... Not enough man hours to thoroughly review the opportunity. Snap decisions in the world of high risk could spell disaster.

  • Risk vs. Reward (Everyday language... There is not enough profit in the deal to offset the risk).

Notice a common theme? That's right. Risk! Underwriters and their executive committees work hard to determine what type of risk they will accept, how much risk is tolerable and when the risk is too High.

Leverage our bank relationships. When you work with MHRP you can use our experience to help grow your residual portfolio. We know which High Risk Banks have an appetite for the High Risk merchants you submit to MHRP.

How do I find High Risk merchants? Opportunities are closer than you imagine.

The Low risk RESTRICTED Merchant List is the NEW TARGETED List for High Risk prospecting...

  • Adult Content Websites
    Sports Memorabilia - MO/TO
  • Advanced Sales Telemarketing
    - Inbound/Outbound
  • Aggregator/Internet Mail
  • Airlines
  • Annual Membership Clubs
  • *Asset Protection
  • *Audiotext
  • Benefit Packages
  • *Breast Enhancement Drugs
  • Business Opportunity
    (Direct marketing)
  • Buyer Clubs/Financial Aid
  • Car Sales - New/Used
  • *Casino Chips/Lottery/
    Quasi-Cash
  • Check Casing Services
  • Collection Agencies
  • Construction
  • Consulting
  • Coupon Books
  • Credit Protection/
    Consolidation
  • Curves Franchise
  • Custom Furniture
  • Dating Escort Services
  • Detective Services/
    Private Investigators
  • Diet Programs
  • Donations
  • Door to Door Sales
  • Drug Paraphernalia
  • Employment Agencies
  • Financial Aid Services
  • Fortune tellers / psychics/
    astrologers / spiritual
  • Freight forwarding/
    shipping business/ moving companies/
    trucking
  • Future Service/ Product
  • *Gaming
  • Gas Stations
  • Massage Parlors of
    Sexual Orientation
  • Gentleman's Club Services
  • Growth Hormones (Nutraceuticals)
  • Home Improvement
    Sales/Services
  • Home-based Limousine
  • Homeopathic Remedies/
    Drugs
  • Insurance
  • Investment opportunities /
    advice
  • Mailing Services Online
  • Massage Parlors of
    Sexual Orientation
  • Medical Marijuana
  • Modeling agencies /
    beauty pageant organizations
  • MOTO/internet Tobacco,
    Firearms & alcohol
  • Multi-level marketing
    (Direct marketing, network
    marketing)
  • Non-tangible Products
  • Online Auctions
  • Online e-commerce businesses
  • Online electronics
  • Online Pharmacies
  • Prepaid Phone Cards/Airline
  • Pyramid sales
  • Scholarship Programs
  • *Sexual encounter firms
    or any adult related business
  • Service Only Businesses
    - Home-based or MO/TO
  • Time Share
  • Ticket Agencies (More than
    30 days in advance)
  • Travel Agencies
  • Travel Clubs/Tours/Guides
  • Vacation Packages
  • Venture Capital
  • Video streaming / audio text
  • Video Text
  • Wire transfers
  • Wireless/Cellular Stores

Merchant High Risk Processing (MHRP)

450 Park Avenue South
11th FloorNew York, NY 10016

Credit Card Processing
for High-Risk Merchants

Call 1-866-413-3646