High Risk Merchant Account

In the world of credit card processing there are low risk traditional merchants who are for the most part brick and mortal businesses. Retail, restaurant and service based businesses have a store that you can walk into, hand the merchant a credit card and make a purchase. Banks and credit card processors consider this low risk.

For the most part businesses and industries that do not physically process credit cards face to face are considered as high risk merchants. The reason for the high risk categorization is because in non face to face environments there are usually higher charge backs. Other factors help to make the banking industry leery about non face to face transactions.

Luckily, once you establish a merchant account and have a good processing track record, which includes, low charge backs volume, active processing history, low customer service complaints and a profitable relationship with your processor you can contact your processor and ask for a pricing review.

Just because you are listed as high risk doesn't mean that you will always be grouped with merchants who decide to do their customers harm. Merchants with a great processing track record whether considered high risk or low risk are valuable. Contact us and we will prove it with our professional and courteous service.